…participants in defined contribution retirement plans. By selecting a fund that is automatically rebalanced to follow a predetermined allocation strategy, participants can rely on that single fund to maintain the desired asset mix. SHOULD PARTICIPANTS USE TARGET DATE FUNDS AS THEIR SOLE INVESTMENT? Target date…
…do not want to teach themselves the ins and outs of the 19 investment options that are typically offered by a defined contribution plan. Instead, clarity of investment choices and ease of use should take precedence over the often-erroneous belief that “the more, the merrier.”…
…Economy? We can’t know for certain, as we are truly in uncharted territory with regards to interest rates, but the most logical explanation is that the capital markets in these locations are expecting deflation. If inflation is defined as paper currency losing value against real…
…Labor productivity is defined as the total amount of output produced per hour of labor, and is reported quarterly for the US economy by the Bureau of Labor Statistics. When labor productivity is growing slowly or declining, this could actually be a signal that more…
…(or surpluses) are defined as the US federal government’s receipts less expenditures. Given that in most years the US has run deficits which have largely been aimed to stimulate the economy (i.e. increased spending, tax cuts), running up debt has been a necessary by-product of…
A blog by Frederic P. Slade, CFA, Assistant Vice President, Senior Director of Investments, Pentegra Retirement Services – September 22, 2015 Gross Domestic Product (GDP) is considered the primary economic indicator of the well being of the United States economy. GDP is defined as the…
…provide a method of turning a portion of a participant’s 401(k) plan into a guaranteed income stream — similar to a defined benefit plan – something pretty nice to find under one’s tree. Santa is of course a busy fellow, especially at this time of…
…each account in the fund has a person’s name attached to it. However, institutional money market funds, those designated for defined benefit and similar plans, must transact at a floating NAV, meaning the funds’ net asset value can be above or below $1.00. Both retail…
…cutting rates by 50 basis points on an emergency basis on March 3rd. Based on past influenzas, the coronavirus cycle will naturally play out, and hopefully, conditions will improve with the warmer weather, For an investor, maintaining clear objectives and a well-defined investing time horizon…
…eligible for consolidated filing, plans must: Consist of defined contribution plans Have the same Trustee Have the same Named Fiduciary/Fiduciaries Have the same Administrator Use the same plan year Provide the same investments or investment options to participants and beneficiaries Even so, GoPs will likely…
…that will soon introduce a like program. Weyden’s bill would make student loan benefit programs available to all 401(k) and other defined contribution plan sponsors. His proposal would allow an employer to make matching contributions to its tax-qualified retirement plan for employees making qualifying loan…
…that will soon introduce a like program. Weyden’s bill would make student loan benefit programs available to all 401(k) and other defined contribution plan sponsors. His proposal would allow an employer to make matching contributions to its tax-qualified retirement plan for employees making qualifying loan…