…US productivity and inflation. Here, it is more difficult to pinpoint whether lower productivity is associated with higher inflation, or vice versa. Part of a lack of correlation can be attributed to continued low rates of inflation in recent years. Let’s look at earlier studies,…
…stock market as they cash in their savings? After all, boomers (i.e. those aged 46-64) have been estimated to own nearly 50% of the U.S equity market. Recent studies by Vanguard1 and others have cast doubt on the theory that boomer retirements will depress the…
…DATE FUNDS IN A RETIREMENT PLAN? Professional money managers have long recognized the importance of asset allocation. Studies have shown that investment performance is mostly determined by a portfolio’s mix of stocks, bonds, and short-term investments, not individual stock and bond selections. In many plans,…
…remember that it is never too late. If possible, increase your 401(k) savings rate every time you get a pay raise, no matter what. Review your portfolio regularly. Asset allocation decisions are among the most important that you can make. Studies have shown that asset…
…Introduction to Proxy Voting”, Website, 2017. Joshua Gotbaum, “Moving DoL’s fiduciary standards into the 21st Century: The case of ERISA investing”, Brookings Economics Studies, 2016. NOTE: Information presented herein is for discussion and illustrative purposes only and is not a recommendation or an offer or…
…over $1 billion in internal bond portfolios and providing asset/liability studies, analytics and product strategy for Pentegra’s Defined Benefit and Defined Contribution Plans. Mr. Slade is also a frequent contributor of economic and financial market blogs to Pentegra’s Talk to a Specialist website and the…
…in May 2007 as a Senior Analyst in the Investment Department and became Director-Investments in January 2013. He is responsible for managing over $1 billion in internal bond portfolios and providing asset/liability studies, analytics and product strategy for Pentegra’s Defined Benefit and Defined Contribution Plans….
…Retirement Services. He joined Pentegra in May 2007 as a Senior Analyst in the Investment Department and became Director-Investments in January 2013. He is responsible for managing over $1 billion in internal bond portfolios and providing asset/liability studies, analytics and product strategy for Pentegra’s Defined…
…Most studies have focused on an individual’s earnings as a function of their amount of education. Despite differing results, there has been general agreement that investment in human capital (primarily measured by education), can increase earnings, as well as lower crime and poverty rates. Additionally,…
…such as health care), one should be careful not to “cherry pick” data points either supporting and opposing M4A. Further studies and discussion will be necessary, as well as navigating politics and the clout of industry groups such as insurance companies and hospitals. However, it…
“The Financial Markets and the Economy: What to Look for in 2017 The Importance of Asset Allocation ―How to position portfolios for the long term ―What our correlational studies and valuations are telling us ―Where are we looking to put our investment dollars right now…
…defined benefit to defined contribution models. A comprehensive review of private retirement coverage, individual and household accounts balances, investment trends, costs and net returns, and retention and distribution during retirement. A comprehensive review of societal trends, including wage growth, economic growth, unique small business challenges,…