…many expect to be making payments on those loans into their 40s. That news was confirmed in the Pentegra Millennial Savings Survey published that same year. Although paying down student loans was the fourth-highest priority for our respondents – behind paying a mortgage, saving for…
Based upon numerous studies and recounting of personal experiences, the question is not: are people saving enough for retirement? But, how little are they saving, and how big is the deficit between what is being saved and what is required to maintain a reasonable standard…
…we should ignore the psychology behind it. On the contrary, numerous psychological studies over the years have identified a human preference for round numbers, a preference which can lead to some seemingly odd behaviors. For instance, there is a widespread preference among US retailers to…
…(less than 1), consumers are relatively insensitive to the decline in energy prices, meaning they don’t change their usage very much. This will result in lower revenue for producers. Many studies have found that in the short run, the elasticity of demand for energy ranges…
…workers. What have studies and surveys shown? While conclusions vary and much of the data focuses on local impacts, most studies have found that raising the minimum wage has little effect on jobs and employment, and fears of large job losses have not been borne…
Pentegra’s latest study reflects current trends from banks and financial institutions on how they are attracting and retaining talent through their benefits package. Join us as we explore details of the report and gain insight into the following trends: Key goals for bank benefit programs…
Pension, Retirement and Markets: 5 Key Trends to Watch in 2020 highlights five trends in the capital markets and retirement industry which are expected to impact pension sponsors and retirees this year. U.S. Equity Market What are some cautionary signs in 2020 after the 2019…
Join us as we kick off the 2021 PENTalkTM series with our 5th annual Pensions, Retirement and Markets installment: 5 Key Trends to Watch in 2021. We’ll share insights highlighting five trends in the capital markets and retirement industry which are expected to impact pension…
…older have sacrificed “a lot,” and 34 percent said they have “somewhat” sacrificed, their own retirement security in order to help support their adult offspring. The survey sought to determine trends in financial independence by examining at what average age its respondents believed that individuals…
“Highlighting five trends in the capital markets and retirement industry which are expected to impact pension sponsors and retirees this year. Tax Reform Interest Rates PBGC Premiums The DOL Fiduciary Rule Exchange traded funds (ETFs) “…
As illustrated in Pentegra’s recently published 2018 Millennial Benefit Trends Report, those new to the job market sometimes seem at a loss during the interview process. When it comes to the interview process, it is of course the interviewer who asks most of the questions….
…a healthy, productive employee and losing him or her to a competitor – or to something worse. On the intangible benefits side, there are initiatives a company can establish to help employees achieve a “work/life balance” – something that our recent survey of Millennials indicated…