…orders in a number of states. With the economy teetering and the future uncertain, Congress passed the $2.2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act, an unprecedented economic stimulus bill, which was signed into law on March 27. In addition to one-time cash…
…equity asset class, and invest through funds which partly or fully target infrastructure. Ideally, infrastructure investments provide pension plans long term, regular cash flows to meet longer term liabilities with the possibility of inflation protection. However, there are also rightful concerns over delays and cost…
…Barclays Capital (“BarCap”) U.S. Aggregate Bond Index (-1.7%) faltered, but the real damage occurred at the long-end of the curve where the BarCap Long Government Index (-8.3%) and the BarCap U.S. Long Credit Index (-7.3%) fell precipitously. Cash continued to produce a yield near 0.0%….
…contributions either way. Keep in mind that while most employers with a student loan proviso make monthly cash payments against an employee’s debt to the loan holder, those payments are taxed. The employer also benefits by providing such a solution in its recruiting of new,…
It is commonly stated that investing and asset allocation involve the choice between 3 asset classes: stocks, bonds and cash. However, it has long been believed that certain types of stocks behave differently from other types of stocks. This concept was first developed by Graham…
…(representing investment grade U.S. bonds) returned 1.2% (1.1% YTD) and the long end of the curve recovered following a difficult first-half of the year with the BarCap Long Treasury Index surging 5.1% (0.2% YTD). Cash continued to yield near 0.0% at the end of 3Q….
…Longer duration bonds had the most success in Q1as interest rates declined. The Barclays Capital (“BarCap”) Long Government/Credit Index (+3.4%) outpaced both the BarCap U.S. Aggregate Bond Index (+1.6%) and the BarCap Intermediate U.S. High Yield Index (+ 2.4%). Cash continued to produce a yield…
…Markets Longer duration bonds had the most success in Q1. The Barclays Capital (“BarCap”) Long Government/Credit Index (+6.6%) outpaced both the BarCap U.S. Aggregate Bond Index (+1.8%) and the BarCap Intermediate U.S. High Yield Index (+ 2.8%). Cash continued to produce a yield near 0.0%….
…participants. KSOP A KSOP is an ESOP with a 401(k) feature and provides for both employer stock contributions and employee deferrals. Employer contributions can be mad in either stock or cash. A KSOP combines two separate plans, offering simplified administration, streamlined employee communication and greater…
…costly long-term consequences. The Internal Revenue Service classifies a cash distribution from a retirement plan as income to the person receiving it. It is important to keep in mind that your tax bracket is determined by how much income you earn. If you take a…
…costly long-term consequences. The Internal Revenue Service classifies a cash distribution from a retirement plan as income to the person receiving it. It is important to keep in mind that your tax bracket is determined by how much income you earn. If you take a…
…an investment expert, how do you navigate this potential investment minefield? This is where target date funds can come into play. These are mutual funds that automatically reset the composition of assets (such as stocks, bonds, and cash) in one’s retirement portfolio according to a…