…of Pension and Protection Planning for Pentegra to learn about strategies such as applying the 199A tax deduction, using qualified and executive compensation arrangements to increase retirement income security, and implementing a plan governance process to mitigate fiduciary liability, as well as others. *Disclaimer: This…
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…we provide insights into what’s involved with nondiscrimination testing and what you need to know: Timing Satisfying the IRS Code Contributing factors for plan testing failure Plan design best practices We will also provide some working examples that will help with the overall planning picture….
Planning and preparing for retirement success…
Pentegra’s plan sponsor tools are designed to help you manage your plan easily and more effectively. Our comprehensive education and retirement planning resources focus on helping participants understand the financial challenge that retirement represents and how to best maximize the plan to meet their savings…
It’s never too early—or too late—to start planning and saving for retirement. Pentegra offers tools and tips that are simple, yet essential tips for building a savings and accumulation strategy that can put participants on the path toward more successful outcomes—and a secure retirement reality….
The Roth IRA is a powerful tax-favored retirement option since it can offer a hedge against future tax-rate increases. But beyond tax planning considerations, Roth IRAs have several important advantages over traditional IRAs: Unlike a traditional IRA, a Roth IRA distribution is tax-free if you’ve…
Retirement planning is more important than ever before as people are living longer and having to support themselves for a longer time period after retirement. Here are five tips to help you get on the right path, at any age: 1. Start Saving For Retirement…
…planning your short-term financial future. And, as always, consult with a tax professional when taking a distribution or loan from your retirement plan, and for more details on how it may impact your individual financial circumstances. But can a company whose retirement plan does not…
…the likelihood of HCEs receiving refunds you may want to take advanced planning steps to minimize any uncertainty and the consequences of the testing process. Some approaches to adopt are: Make plan participation more attractive to lower-paid employees through plan redesign, adding more investment options,…
…Senior Vice President of Client Services at Pentegra Retirement Services, a leading provider of retirement planning services to financial institutions and organizations nationwide, founded by the Federal Home Loan Bank System in 1943. Rausser oversees consulting, BOLI, actuarial, communications, and marketing practice groups at Pentegra….
…in search of something sweet. While we do not recoil in horror at these annual sights, many people planning for their retirement live in fear of a different kind of bogeyman: the performance of their portfolio. For these people, how to invest wisely for retirement…