PENTalk™ – The Pentegra Smartpath™
The Pentegra SmartPathTM and the path to retirement readiness discusses best practices in plan design and savings strategies geared toward helping participants achieve more successful outcomes.
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We have found 113 results matching your search query.Compliance Essentials
…long-term goals if they are focused on short term problems. With good data, we will know, for example, if company owners are reaching their contributions limits. When this happens, there’s likely a good reason to talk about additional features or other plan design options that…
Employer Connect: When to Set Sail with Safe Harbor
When to Set Sail with Safe Harbor You already know that a 401(k) is a very popular retirement plan and, like other plan designs, it allows your employees to take advantage of tax deferrals on contributions and earnings while their money accumulates for retirement. To…
Your TPA Partner Can Help You Win Business
…orientation to be a consultative partner that listens and understands how to map the right plan design options to the right client to craft and optimize a retirement plan that can meet their tax and savings goals. We’re happy to work directly with you and…
Retirement Plan Implications of the New Tax Bill
…to study the math so as to tweak their plan design advice — but relatively few business owners are going to outright stop contributing to or sponsoring plans. The new rules are less beneficial to business owners than the old, and contributions will likely drop…
Some Thoughts on 401(k) Day
Each year, plan sponsors are encouraged to celebrate 401(k) Day by promoting their retirement plan. This year, National 401(k) Day is on September 8. Offering participants a plan designed with their best interests in mind, along with effective savings and accumulation strategies, and corresponding decumulation…
FAQ’s About Required Notices
When does the safe harbor plan notice have to be distributed? If your 401(k) plan has a safe harbor design, you must provide eligible employees with a written notice at least 30 days and not more than 90 days before the beginning of every new…
Payroll – It’s More than a Detail
Every retirement plan design begins with a study of a company’s payroll. It’s the essential information that drives thinking around how to optimize tax and savings potential for both business owners and their employees. Once a plan is installed, we rely on payroll data to…
How to Work with your Pentegra Team
…administrative burden to understanding best practices in plan benefits, this webinar will introduce you to: Common administrative mistakes and how to avoid them Tips and tricks from real Pentegra staff members to streamline your workload Overview of automatic plan features Recommendations for efficient plan design…
“Why It Matters” Before “How It Works”
…have many plan designs and options to offer depending on what we determine may be a best fit for your clients. The temptation is to quote them what they ask for. We think the better approach is to first invest a little time in understanding…
Momentum Builds for Auto-IRAs
…last – viable retirement savings programs to workers who may otherwise be doing without, but also that they are auto-enroll programs. We have long maintained that a smart plan design with automatic features — including auto-enrollment and auto-escalation – can better meet the needs of…
The Pentegra Communication Advantage
Pentegra’s plan sponsor tools are designed to help you manage your plan easily and more effectively. Our comprehensive education and retirement planning resources focus on helping participants understand the financial challenge that retirement represents and how to best maximize the plan to meet their savings…