…changed in all that time is Pentegra’s commitment to its clients. Having adopted our moniker — a combination of the words “pensions” and “integrity” — in 1993, we have not wavered in our mission to provide the best advice and products in the retirement services…
…be more important than ever before. At the same time, offering the most attractive benefits packages to the most valued employees gains greater significance as employers navigate the challenges of the COVID-19 pandemic crisis. That’s why now is the best time to start — or…
Pentegra’s plan sponsor tools are designed to help you manage your plan easily and more effectively. Our comprehensive education and retirement planning resources focus on helping participants understand the financial challenge that retirement represents and how to best maximize the plan to meet their savings…
Investment Strategy Learn more about the best investment strategy for you when it comes to your retirement plan. Building an Investment Strategy How Exposed Are Your Retirement Savings to Market Risk? Stay the Course in Uncertain and Volatile Times The Many Faces of Risk Money…
…60-day rollover rule. IRAs do not offer the kind of stability or guaranteed fund investment options that most 401(k)s do. In addition, IRA account advisors may not be fiduciaries, meaning that they are not required to keep the investor’s “best interests” foremost. As a result,…
…in future years may extend to family members after death. Many tax experts suggest that the best reason to convert some or all of your traditional IRA to a Roth IRA is if you believe your tax rate during retirement will be the same or…
…at best, and unemployment remained low (4.9% for August, the latest reading). Inflation was also contained as headline CPI for August was only 1.1% on a year-over-year basis. Equity Markets Equity markets provided positive returns for Q3; in fact, this was the fourth consecutive quarter…
…opportunity for rank and file employees to participate while giving owners a more generous savings path. And don’t forget, the IRS provides all employees over the age of 50 the opportunity to make what are called “catch up” contributions. This might be the best named…
A Business Owner’s Guide to the Best Plan…
…market rates, the real funding shortfall will decrease as interest rates rise further. So what is the best strategy for investing your defined benefit plan assets? There are two approaches: the total return investment strategy, and the liability-driven investment strategy. The first, more typically seen…
…to the big city. But when it comes to retirement savings, as we all know, the old saw “Save early, save often” is perennial advice … and, unfortunately, perennially under applied. The financial advisor and radio host Dave Ramsey perhaps said it best when he…
…are in the plan participants’ best interests. Liquidating their money doesn’t really measure up to that directive. Instead, make it a policy to remind former employees that they still have money with your company, and that it can (probably) be rolled into their new job’s…